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For the one who ended up handling the mail

Every letter your loved one gets, read, checked and explained.

Know what to pay, what's wrong, and what to ignore. Folkswise reads their mail, checks each bill against the Medicare notice, and drafts the letter and phone script when something's off. You make the call. We make it easy.

Opening soon. We're letting families in a few at a time.

Free to join. We'll only email you about early access. See our privacy policy.

Can't wait? Get one confusing bill explained free, right now.

Like having a calm friend at the kitchen table who's done this before.

Whoever you're helping

  • A parent

    When the mail at Mom's or Dad's starts piling up on the counter.

  • A grandparent

    For the grandkid who became the family's paperwork person.

  • A husband or wife

    When one of you always handled the bills, and now it's you.

  • An aunt, uncle or friend

    For anyone who's the one they call when a letter looks scary.

From “what does this even mean?” to “here's what to do.”

One real-looking example. The names and numbers are made up.

The letter

Riverbend Clinic: Patient statement

SAMPLE
DOS 10/02 CPT 99214
$180.00
ADJ CO-45
-$37.20
PR-2 COINS
$0.00
PT RESP. DUE UPON RECEIPT
$142.80

Account 00-48213 · For: Jane Sample

In plain English

This is a bill for Jane's Oct 2 check-up at Riverbend Clinic. Medicare's notice says the most they can bill her is $22.48, but this bill asks for $142.80.

Billed more than allowed: call them
  • A letter asking them to correct it, ready to print
  • A short phone script for the billing office
  • Added to the family calendar, assigned to Sam

Folkswise is an independent company, not affiliated with Medicare or CMS.

How it works

The whole family, on the same page.

  1. 1

    Send it in

    Snap a photo of the letter, forward the email, or upload a scan. From any phone.

  2. 2

    We read and sort it

    Bills, Medicare notices, insurance statements, benefits letters, renewals. Each one gets labeled with who sent it, how much, and when it's due.

  3. 3

    We remember and check

    Every line of every Medicare notice is saved. Months later, each bill is checked against it for duplicates and charges they don't owe.

  4. 4

    We draft, you call and send

    When something's wrong you get a dispute letter and a phone script. You make the call and send the letter; nothing goes out without you.

  5. 5

    Nothing slips

    Every deadline lands on a shared calendar, with one person assigned to each item.

  6. 6

    Everyone's in the loop

    Every Sunday, everyone helping gets one email: what came in, what's handled, what's due, and money saved.

Why we're building Folkswise

Taking care of their mail is taking care of them.

Caring for someone you love comes with a pile of paper: bills, Medicare notices, insurance letters. It usually lands on one person, while the family asks “did anyone pay this?”

Folkswise puts it all in one place the whole family can share.

  • Easy to help

    Snap a photo or forward an email. Anyone in the family can add a letter.

  • Every letter understood

    Each letter is explained in plain English, with what matters highlighted: whether to pay, how much, and by when.

  • Nothing gets lost

    Due dates and calls go on one shared calendar, and everyone gets a Sunday update.

The Folkswise team

Simple monthly plans

Planned pricing. Every plan will start with a 14-day free trial, and joining the list is free.

Basic

Get the pile under control

$29 / month

or $290/year — 2 months free

  • Photo, scan and email intake
  • Every item read and sorted
  • Deadline calendar and reminders
  • Weekly summary for the family
  • 2 family members
Join early access

Plus

Most popular

Catch the mistakes and the scams

$59 / month

or $590/year — 2 months free

  • Everything in Basic
  • Bill checks against Medicare and insurance statements
  • Dispute letters drafted for you
  • Scam warnings
  • Money-saved tracker
  • 5 family members
Join early access

Family

For two parents and a big family

$99 / month

or $990/year — 2 months free

  • Everything in Plus
  • Two parents
  • Unlimited family members
  • Priority human review
Join early access

Nothing is sent or paid without you

We read, check and draft. You decide what gets sent, paid or called about.

Private by default

Documents are stored encrypted in private storage. Only your family can open them.

Never sold

We never sell your family's data, and it is never used to train AI models.

We read the mail nobody wants to open.

Join early access, free